Final Expense Plans
Dignified Choice®-Classic I
(Policy Form Nos. 1F143 and 1F143-CL or state variations)
Available through Columbian Life* in AR, AS, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, NC, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WI, WV, and WY.
Available through Columbian Mutual Life* in NY.**
- Issue ages 0 through 85 (Age Last Birthday)***
- Face amounts $2,500 through $25,000 banded by age
- Simplified issue whole life insurance with full benefit
- Available riders (subject to state approvals):
- Waiver of Premium Due to Disability- 1HC11, 1HC11-CL
- Accelerated Death Benefit - 1HF09R, 1HF09-CL
- Limited Life Expectancy Rider in PA - 1HF09l-CL
- Accidental Death Benefit - 1HA06, 1HA06-CL
- Children's Term Rider - 1H417, 1H417-CL
- Nursing Home Waiver of Premium - 1HC12D, 1HC12-CL
**NY has no Tobacco-distinct rates.
***May vary by state
Dignified Choice®-Classic II
(Policy Form Nos. 1F144 and 1F144-CL or state variation)
Available through Columbian Life* in AS, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KY, LA, MD, MI, MO, NE, NH, NJ, NM, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WI, and WY.
Available through Columbian Mutual Life* in NY.**
Graded benefit for the first two years, if death from other than accidental means. Graded benefit is a return of premium plus 6% interest. Full death benefit for accidental death in the first two years and for death by any cause in year three or later.
- Issue ages 21 through 85 (Age Last Birthday)***
- Face amounts $2,500 through $15,000 banded by age
- Simplified issue whole life insurance with graded benefit
- Available riders (subject to state approvals):
- Accelerated Death Benefit - 1HF10-CL
- Limited Life Expectancy Rider in PA - 1HF10l-CL
**NY has no Tobacco-distinct rates.
***May vary by state
* Dignified Choice®-Classic I and Dignified Choice®-Classic II are available through Columbian Mutual Life in NY and through Columbian Life Insurance Company, Home Office: Chicago, IL, Administrative Service Office: Norcross, GA, in all other approved states. This product is administered by the CML Norcross, Georgia, office. For full and complete terms, refer to the actual policy and riders.
Columbian Life Insurance Company is not licensed in every state.