Universal Life Plans
Stellar Advantage (Policy Form Nos. 1F116, 1F110-CL or state variation)
Available through Columbian Mutual Life* in ME, NH, NY and VT.
Available through Columbian Life* in AS, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, MI, MO, NC, NE, NM, NV, OH, OR, PA, RI, SC, SD, TN, TX, VA, WA, WI, and WV.
- Issue ages 0 through 80 (Age Nearest Birthday)
- Face amounts $25,000 through $10,000,000 banded
- Guaranteed minimum interest rate 4%
- Fully underwritten
- Available riders (subject to state approvals):
- Waiver Monthly Deduction - 1HC04, 1HC04-CL or state variation
- Accidental Death Benefit - 1HA03, 1HA03-CL or state variation
- Children's Insurance Rider - 1H407, 1H407-CL or state variation
- Primary Insured Rider - 1H409, 1H409-CL or state variation
- Other Insured Rider - 1H410, 1H410-CL or state variation
Universal Life (Policy Form No. 8787)
Available through Columbian Mutual Life** in NJ.
- Insurance issue ages 0 through 75
- Premiums payable and coverage to age 95
- $50,000 minimum for ages 0 to 49
- $25,000 minimum for ages 50 to 75
- Fully underwritten
- Available riders (subject to state approvals):
- Waiver Monthly Deduction - 8520 or state variation
- Accidental Death Benefit - 8525-UL or state variation
- Term: Spouse and Child - 8517-UL, 8541-UL or state variation
Product/Rider specifications and availability may vary by state. For full and complete terms, refer to the actual policy and riders.
Columbian Mutual Life Insurance Company Home Office: Binghamton, New York
Columbian Life Insurance Company Home Office: Chicago, IL; Administrative Service Office: Binghamton, New York
Columbian Life Insurance Company is not licensed in every state.
* Stellar Advantage is administered by the Binghamton, New York, office.
** Policy is administered by the Administrative Service Office : Syracuse, New York.
